Your records, your rights.
If you buy on installments from a member company, your repayment history may be shared across the network — and you have full visibility into it.
You can:
- View your reported installment records.
- Dispute anything inaccurate and receive a case ID.
- Submit supporting evidence for your case.
- Track your dispute’s progress.
- Get notified when a record about you changes.
IRN never permanently blacklists customers. Settled accounts are shown as settled.